A Loan Designed To Pay Off Your Credit Cards

Fast and easy approval. Won't affect your credit. Pay off credit cards faster.

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How Lendy Loans Work

Compare rates on the nation's largest network

We're a one-stop shop with the nation's largest network of lenders, so you can be sure you're getting your best rate.

Get funded in as little as
24 to 48 hours

When you need money fast, we've got you covered. Find terms that work for you and get the money you need right away.

Pay off your loan with fixed monthly payments

Personal loans offer fixed monthly payments with interest rates lower than most credit cards, so you can save big.

Reasons To Get A Personal Loan

Personal loans are a flexible form of credit that can be used to pay for almost any purpose. Keep in mind, your rates and terms may depend on how you plan to use the money.

Debt consolidation: If you're struggling to manage your debt, unable to make on-time, consistent payments or just want to group various accounts, a debt consolidation loan may be right for you.

Credit card debt consolidation: By paying off your credit card with a lower-rate personal loan, you could save hundreds or even thousands of dollars in repayment.

Home improvement loan: Homeowners have a wide variety of expenses. A personal loan could give you the funding you need in the short term without harming your finances in the long term.

Large purchase loan: Personal loans can be used for a variety of expected and unexpected expenses, from wedding planning, moving costs, car repairs, medical bills and other bigger purchases.

Frequently Asked Questions

With a personal loan, most lenders will allow you to use your money to pay for almost anything. Whether you need to consolidate your debt, pay off unexpected medical expenses or make repairs at home, a personal loan may help you meet your financial goals.

Personal loan requirements vary by lender, but most lending institutions will typically analyze your credit score, your income and any other debts you have out in your name. You should also come prepared with the following information, as it could impact eligibility: the purpose of your loan, how much money you want to borrow and your preferred repayment schedule.

If you have less-than-ideal credit, you may still qualify for a bad-credit personal loan, though your lender is likely to charge a high APR. Alternatively, you may be able to get a personal loan with a cosigner who has good credit to access more attractive rates.

When applying for a personal loan, you'll need to provide proof of income and employment, bank account information and proof of other debt. You'll also need to verify your identity by providing a government-issued identification to your lender.

*This offer is for an unsecured, closed-end personal loan by a participating lender referred by Lendy Loans or a lending partner. Loan amounts and loan terms may vary depending upon borrower's creditworthiness, verification of credit, and other criteria. Loan amounts range from $1,000 to $100,000 and interest rates range from 5.99% to 34.5%. Not all consumers who apply will qualify for the maximum loan amount or the lowest interest rate, which are not available through all participating lenders and generally require excellent credit.

Important Information and Terms and Conditions for This Offer from Lendy Loans may be unable to extend credit if, after you respond to this offer, the lender determines that you no longer meet the criteria used to select you for this offer. This offer may be accepted only by the person identified in this letter. Lendy Loans may request verification of income and employment from your employer(s), and your credit report to verify your credit and identity. Upon request, you will be informed of the name and address of the credit bureau furnishing such report. Self-employed or commissioned applicants may be asked for the past two years of income tax filings. Alimony, child support or separate maintenance income need not be disclosed if you do not wish us to consider it as a basis for repayment. If your response is received after the expiration date, or if the name and address on this offer differ from the information you provide to us, we will treat your response as an application for credit that was not prescreened. Duplicate offers and acceptances are void. This service and qualified participating lenders are not available in all states. After your response to this offer has been forwarded to a participating lender, any questions or concerns should be directed to the participating lender. Participating lenders may perform additional credit checks with consumer reporting agencies or other third-parties. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited.

Loans are not available in all states. Interest rates may vary. Loan terms range from 24-60 months. Interest rates range from 5.99% to 34.5% (10.18% and 37.36% APR). A loan origination Fee of 1.99%-4.99% of the loan amount may apply where permitted by law. There is no down payment and there is never a pre-payment penalty.

A Loan Designed To Pay Off Your Credit Cards

How much would you like to borrow?

Verify Your Information

How Lendy Loans Work

Compare rates on the nation's largest network

Get funded in as little as
24 to 48 hours

Pay off your loan with fixed monthly payments

Reasons To Get A Personal Loan

Frequently Asked Questions

How much would you like to borrow?

Verify Your Information

How Lendy Loans Work

Compare rates on the nation's largest network

Get funded in as little as 24 to 48 hours

Pay off your loan with fixed monthly payments

Reasons To Get A Personal Loan

Frequently Asked Questions

What can I use a personal loan for?

What are the requirements?

Can I get a loan with bad credit?

What documents do I need to apply?

Get funded in as little as
24 to 48 hours